JULY 2026 BLOG Medicare 101 for Minnesotans Turning 65: What You Need to Know Before You Enroll By David Gebhardt, Keystone Insurance, LLC Turning 65 is a milestone that comes with an important decision: Medicare. Many people assume Medicare just starts automatically when they turn 65. Others believe they need to enroll immediately regardless of
As the Medicare Annual Enrollment Period (AEP) approaches—from October 15 to December 7, 2025—beneficiaries have a critical opportunity to review and adjust their coverage for 2026. With significant changes coming to Medicare, including drug price negotiations, automatic enrollment in the Medicare Prescription Payment Plan (M3P), and plan transitions, it’s more important than ever to plan
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