Don't Miss Out This AEP

Don’t Miss Out This AEP: Why Reviewing Your Medicare Plan Matters More Than Ever

If you’re a Medicare member in Central Minnesota, the Annual Enrollment Period (AEP) is your opportunity to make sure your health coverage still fits your needs. But this year, many agents and brokers are advising clients to stay with their current plan — not because it’s the best option, but because it ensures they continue receiving commissions. That’s not how it should be. At Keystone Insurance, we believe your health and financial well-being should come first. Plans change every year — and those changes can affect:

• Your doctor network – Is your provider still in-network?
• Pharmacy coverage – Are your prescriptions still covered affordably?
• Formulary updates – Have your medications moved to a different tier?
• Premiums and copays – Are you paying more than you need to?

If your agent or broker hasn’t reached out to help you compare plans, or if you feel pressured to stay put without a proper review, you deserve better. We’re here to help. Keystone Insurance offers independent, unbiased guidance to help you compare your options and make informed decisions. We work for you — not the insurance companies — and we’ll make sure you understand all the changes that could impact your coverage and costs.